About Us

Chilly Down Charters is all about relaxed, private days on the water around Panama City Beach, St. Andrews Bay, and Shell Island. Whether you are hoping to spot dolphins, enjoy calm clear water, snorkel, or simply spend quality time with your group, every trip is designed to feel easy, personal, and memorable.

Because every charter is private, your time on the boat is just for your group. That means no crowds, no strangers, and no rushed group-tour feeling — just a fun, flexible experience built around the kind of day you want to have.

Captain Amanda brings local knowledge, a love for the water, and a relaxed, welcoming approach to every trip. Her goal is simple: to make sure every group feels comfortable, enjoys the experience, and leaves with great memories of their day on the water.

From dolphin watching and sightseeing to laid-back cruising and family-friendly fun, Captain Amanda focuses on creating trips that feel personal rather than scripted. Whether you are visiting Panama City Beach for the first time or you already know the area, she helps make the experience easy, enjoyable, and stress free from the moment you step on board.

Guests love the private, friendly atmosphere of Chilly Down Charters, and that comes from having a captain who genuinely cares about the experience as much as the destination.

Amanda Dailey

The boat is set up for small private groups who want comfort, shade, and a smooth, enjoyable ride. With room for up to 6 guests, it is ideal for couples, families, and small groups looking for a more personal experience on the water.

Guests can enjoy shaded seating, space to relax, and the kind of easy layout that makes it simple to cruise, take photos, watch for dolphins, or get ready for a snorkeling stop. A cooler with ice and water helps keep the day comfortable, and the smaller private group setting means the whole experience feels more relaxed and flexible than a large public tour.

Whether you are booking a sightseeing trip, a dolphin cruise, a Shell Island outing, or a laid-back sunset ride, the boat is part of what makes the day feel easy and enjoyable from start to finish.

What makes Chilly Down Charters different is the mix of privacy, flexibility, and genuine local experience. Guests are not just booking a boat ride — they are booking time together in one of the most beautiful parts of the Panama City Beach area.

From calm cruising and wildlife spotting to clear water, sunshine, and unforgettable photo moments, the experience is designed to feel relaxed and enjoyable from beginning to end. It is a great fit for visitors celebrating a trip, families wanting quality time together, couples looking for something special, or anyone who simply wants a private day on the water without the crowds.

Whether you are ready to book or just want to ask a few questions first, Chilly Down Charters makes it easy to get started. Explore the tour options, get in touch with Captain Amanda, and plan a private boat day your group will remember.